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Mortgage & Insurance Information

All mortgage companies require that their customers purchase property insurance coverage on any structures secured by their mortgage. The insurance must stay in place, without interruption, for the life of the mortgage.

Your lender may or may not require that monthly insurance premiums be included in your monthly mortgage payment. If yours does the insurance premium portion of your mortgage payment is then deposited into an escrow account. The escrow account is used to pay your insurance premium. Typically they will pay the full annual premium commencing on first anniversary of your policy and each subsequent anniversary thereafter.

If your lender is collecting & escrowing insurance you should discuss it with your insurance provider so they can make sure the proper insurance premium notices are sent to your mortgagee/lender.

Office Locations

Stamford Office
60 Long Ridge Road Suite 403
Stamford, CT 06906
PHONE: 203-967-9647

Wallingford Office
860 North Main St. Ext.
Wallingford, CT 06492
PHONE: 860-571-7084